Horizon is a community bank serving Northern and Central Indiana and Central and Southwest Michigan and their continued focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept Horizon Bank operating under our original charter and growing stronger than ever since 1873.
If you’re a business owner, Horizon Bank is the one-stop solution for any and all business banking needs. One area in which Horizon Bank specializes is the realm of business loans. No matter what the needs or demands are for growing a business, Horizon has diverse array of loan options geared towards meeting those needs.
Business Loans
Horizon Bank Business Term Loans are designed to help their clients be able to afford what they need to grow their business. Horizon’s term loans are created with a specific dollar amount and predetermined repayment schedule, so clients have access to the funds they need without having to worry about their ability to meet their repayment deadlines.
Horizon Bank Business Lines of Credit make their client’s day-to-day business life easier by giving them access to cash that they can use for most short-term business needs. Whether it’s investing in marketing services, buying new office supplies, or considering another business development purchase, Horizon Bank works with their clients to approve a pre-determined credit amount, and then give them access to funds to use when they need them.
Horizon Bank Commercial Mortgages help clients leverage their existing commercial assets to meet the needs of their growing business. Taking out a mortgage on a commercial property can provide clients with the financial stability they need to purchase new space, expand their existing working space, and invest in real-estate development or income-producing real estate. Regardless of their goals, a Horizon Bank commercial mortgage can help businesses creatively use their existing assets to reach their goals.
Horizon Bank’s Small Business Administration (SBA) Loan Programs offer a variety of loan opportunities through the Small Business Administration (SBA), the U.S. Department of Agriculture, and the Indiana Capital Access Program. A government-supported loan program is ideal for small businesses that find that they’re unable to qualify for a standard loan. SBA Loans often cover a wider variety of purchases and feature greater flexibility in loan amounts and repayment plans compared to traditional loans, meaning the right SBA loan can grant their clients exactly the funding they need to meet the financial demands of their business.
Horizon Bank has earned the distinction of SBA Preferred Lender and can streamline the loan process making it more efficient for their client’s business.
One way that Horizon Bank assists clients before they even step foot in a branch is through their Financial Calculators, which can help clients understand, schedule and plan for things like amortizing loans, debt consolidation, and loan comparisons.
Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make Horizon Bank’s calculators stand out! Visit www.horizonbank.com to use their wide variety of financial calculators.