You may know how to write a check, and what to do to deposit a check into your account. But do you know what happens to your check after that? Here’s exactly how a check works: Writing the Check: You write a check to pay someone. On the check, you...
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Stay Safe from Seasonal Scams: ‘Card Declined’ Scams
You’ve found a great deal on something at an online store, but when you try to check out, the site tells you that your card has been declined. What do you do? If you’re like a lot of people, you might try to enter the same card numbers again....
Read MoreStay Safe from Seasonal Scams: Fake Shipping Notifications
You check your text messages and notice one from the United States Postal Service, informing you that they are unable to deliver a package. Here it is December, and one of your purchases—possibly an important gift for someone—is tied up in the...
Read MoreSupport Toys for Tots with REGIONAL federal credit union
Toy Drive Starts November 22nd Marine Corps Reserve Toys for Tots is a program run by the U.S. Marine Corps to help bring the joy of Christmas and send a message of hope to America's less fortunate children through the gift of a new toy.This year we...
Read MoreREGIONAL federal credit union Tip of the Month: Learning more about IRAs
You’ve probably heard about Traditional IRAs and Roth IRAs for retirement. But what is the difference between the two accounts? Here are some basic things you should know: With a Traditional IRA, you can contribute (deposit) pre-taxed earnings, and...
Read MoreREGIONAL federal credit union Tip of the Month: Financial Planning Month
October is Financial Planning Month, and there are many different places to get financial advice. Here is a small overview of some, as well as the pros and cons: Parents & Family Members: Pros: Trusted and familiar, with 49% of Millennials...
Read MoreRevolving Credit vs. Installment Credit
You may have heard the terms “revolving credit” and “installment credit” before, but what do these terms mean? With Revolving Credit you have a limit of how much you can borrow, but can use it repeatedly if you pay some of it back every...
Read MoreREGIONAL federal credit union Tip of the Month: What’s in a Credit Score?
Your Credit Score is a number that helps a lender decide whether to lend you money. The higher your score, the easier it will be for you to get approved and get better rates. There are 5 components to this number: Payment History: even if you only...
Read MoreREGIONAL federal credit union now open in Winfield
After months of preparation and anticipation, the time has come—our new branch in Winfield is open for business! REGIONAL now has four convenient locations across Lake and Porter Counties. The Winfield location is at 10909 Randolph Street in...
Read MoreREGIONAL federal credit union Financial Tip of the Month: Creating a financial plan
What is the best way to achieve your financial goals? A Financial Plan is like a road map, and is essential to managing your money effectively. It consists of four components: Budget: A plan that shows how much you earn, spend, and save each month....
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