Credit Unions and Banks: Like Apples and Oranges

Credit Unions

• not for profit
• return profits to members in the form of lower loan rates and higher savings rates
• lower fees
• you are a member
• members elect a volunteer board of directors
• member service driven
• insured by NCUA
• supported by a network of credit unions; local and worldwide

Banks

• for-profit
• return profits to a small group of stockholders
• higher fees
• you are a customer
• paid board of directors; customers do not have voting privileges
• profit driven
• insured by FDIC
• belong to state and national organizations

Ask how you can become a credit union member today! Contact us at www.regionalfcu.com or at one of our 3 locations:.

2801 Boilermaker Court Valparaiso, IN 46383 219.548.6800
389 W US-6 Valparaiso IN 46385 219.762.2930
7144 Kennedy Ave Hammond, IN 46323 219.845.5654