At the start of 2024 I had concerns about a couple of upcoming issues expected to unfold throughout the year. To name a few, items such as movement in interest rates, the unfolding of the pre-election cycle and the election itself were all occupying...
Read MoreMind on Money: Health Savings Accounts offer variety of advantages
In the world of tax preferred savings plans the Health Savings Account is the crème de le crème. These accounts, commonly referred to by the acronym HSA, are the only accounts under IRS rules that allow tax deductible contributions, tax deferred...
Read MoreMind on Money: Health Savings Accounts offer variety of advantages
In the world of tax preferred savings plans the Health Savings Account is the crème de le crème. These accounts, commonly referred to by the acronym HSA, are the only accounts under IRS rules that allow tax deductible contributions, tax deferred...
Read MoreMind on Money: When kids’ ‘launch time’ arrives
Between the new parents (my oldest daughter), the newlyweds (my second daughter), the college kid (my son Sam), his girlfriend and roommates, the Spanish exchange daughter thrown in just for the enjoyment of it, and the young adult kids of the...
Read MoreMind on Money: New year brings improved financial rules
With the start of the new year, a number of notable changes are occurring in the realm of financial planning rules. Most of the rule changes are the result of the Secure Act 2.0 phasing in, but some are the result of the higher inflation experienced...
Read MoreMind on Money: Bond auction attracting attention
There are parts of the world of financial markets and the banking system that are both vital and at the same time opaque. Unlike the stock market that gets all the attention, with 24/7 coverage and constant punditry, these other corners of market...
Read MoreMind on Money: The Fed has put us on notice
We’ve all had those parenting fail moments, when our stern warnings turn to threats, and then our threats turn to more creative threats and then, nothing, as the kid gets away with it (for awhile anyway). My best frame of reference is in church...
Read MoreMind on Money: Warning bells ringing over Chinese economy
The world is always ending. Especially if you use gold company commercials and Tik Tok influencers as your primary source of financial advice. Sure, bad stuff does happen, and we’ve all been through a lot over the past couple decades. From 9/11 to...
Read MoreMind on Money: Take advantage of state tax credits
I have to admit, I think the State of Indiana does a lot right. Not everything, mind you; I think our roads were neglected for too long and now, after the gas tax increases over the past five years, it seems like every road is being repaired, all at...
Read MoreMind on Money: Credit to rating agency Fitch for calling out US fiscal mess
I took my mask off as I walked out the door of Skyline Chili just outside of Batesville, Indiana, in June 2020. It was a beautiful summer evening, the sun was going down behind the trees, shining its last light on my 2010 Jayco Greyhawk Class C...
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