Marc Ruiz

For parents of high school seniors college plans are beginning to firm up around this time of year. Financial packages offered by universities are typically released in the March time frame and the reality of financing a college education will soon...

Last year a friend of mine referred me to a fitness trainer at the YMCA. I had maintained some semblance of a fitness routine my entire adult life, but was getting frustrated and bored with the things I was doing. I decided to explore the trainer to...

“We have only bits and pieces of information but what we know for certain is that at some point in the early twenty-first century all of mankind was united in celebration. We marveled at our own magnificence as we gave birth to AI.” – Morpheus,...

After graduating Purdue in May and a summer of working an internship and two side gigs my oldest daughter accepted a full time job a few weeks ago. Last week she got her first real paycheck. Her text to me “OMG, I’ve never seen a check this big...

Financial markets have been reeling as a result of the British decision by referendum to leave the European Union. This event, coined the "Brexit," is now impacting portfolios and planning around the world, so I’d like to peel the onion a bit and...

Financial markets have been reeling as a result of the British decision by referendum to leave the European Union. This event, coined the "Brexit," is now impacting portfolios and planning around the world, so I’d like to peel the onion a bit and...