Marc Ruiz

As we wind up 2021 and head into 2022, let’s review some of the investment and economic themes on my mind. Please keep in mind, I consider these thoughts to be informed opinions, but certainly not investment advice. I can’t recall a more...

The expectation of “transitory” inflation itself proved, unfortunately, transitory. Over the past two weeks we’ve learned the Federal Reserve indicated it is no longer using this expectation in its economic planning and policy going forward....

Thanksgiving weekend is my favorite holiday. Beyond the togetherness of family and friends, beyond the amazing homemade comfort food heaped on plates, I deeply appreciate taking a moment to contemplate our blessings and express gratitude as a...

The passing of a loved one is, of course, always a difficult period. A large part of my team’s practice is helping clients prepare their estate planning as well as helping families after someone has passed away. The tax rules regarding inherited...

I’m a big fan of Marvel movies, and I really like my Disney Plus. One of the new streaming series is called “What If.” The series takes critical moments in Avengers movies and twists them into alternate story lines. It's fun and easy to watch,...

I still vividly remember the high-energy drawl of Ross Perot, renting prime-time network infomercial time to educate us on the insanity going on in Washington, D.C. With the fervor of a southern preacher, then Independent presidential candidate Perot...

I love America, mostly I love the idea that is America. I believe the “idea” has drawn people here from all over the planet, and the fruits of the “idea” have drawn even more. The idea, in my mind, is in America there is no permanent social...

In September 1998, before I was even writing “Your Mind on Money,” the stock market was blazing hot and heading higher. A local newspaper columnist decided to do a series of articles about a “stock market game” involving three different...

Some types of investment yield seem, for now, to be a thing of the past. The word “yield” in this conversation describes the practice of receiving an actual cash payment for an investment. Yield differs from capital appreciation, which is the...

Looking back at the dark days at the beginning of the COVID-19 crisis, it seems like a long time ago already. So much happened so quickly, and all of it was new to everyone. I know I worked out of my “bunker” for weeks and weeks; heck, the...